Subject to regulation, hunting is an activity consisting of hunting animals for the purpose of catching or killing them.
You practice a sporting activity, hunting and you have difficulties to ensure your loan?
The insurance of a mortgage is a real guarantee for the banks to collect the repayment of the credit whatever happens to the borrower. In fact, the loan insurance or death-disability guarantee allows the assumption of repayment of the credit by the insurer in case of occurrence of a situation preventing the borrower from paying his monthly payments. Since September 1, 2010, when the Lagarde Act came into force, borrowers have the option of taking out their loan insurance outside the lending institution. This device allows borrowers to compete with insurers and opt for the best loan insurance contract. Compared to the bank’s group insurance offer, the choice of individual insurance offers the opportunity to the borrower to reduce the overall cost of his mortgage and to benefit from a better-adapted cover.
The problem related to the practice of an activity such as hunting
Hunting is an activity that can often be included in loan insurance exclusions as it poses high risks for insurers. Thus, if some will simply refuse to ensure you, others will apply to your loan insurance policy particular contions and an increase of your insurance premium (premium).
Exclusions frequently come up when you sign up for a bank loan insurance policy: risky sports such as hunting are part of sports practices that make it difficult for insurers to guarantee the loan .
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Loan insurance contracts offered by the broker give the opportunity to buy back exclusions, the insurance company agrees to ensure some dangerous sports like hunting.
Pay as cheap as possible your loan insurance through the broker!
The cheap loan insurance broker is able to offer you the cheapest market coverage formula that will best meet your needs.